Most business owners are sitting on a card their bank handed them years ago, quietly earning a fraction of what they could. One session, no ongoing fees — we rebuild your card strategy so the same spend works harder for you.
Same monthly spend. Different card strategy.
Points and rewards content online is written for travel hackers chasing a holiday. Nobody is doing this for the plumber, sparky, or dentist running six figures a month through a card they never chose on purpose.
Most business cards are chosen by default when the business bank account was opened — not matched to how or where you actually spend.
Even businesses on a decent card often redeem points badly, cutting the value of what they've already earned by half or more.
Tax, rent and supplier invoices are often paid straight from a bank account — missing out on points for money you were going to spend anyway.
You keep running your business. We rebuild your card strategy around the spending you already have.
We look at what you spend each month and roughly how much you're leaving on the table with your current card.
A 60–90 minute working session where we build your full card and payment setup — including how to earn points on bills you're already paying.
You get everything documented, plus help booking your first redemption so you can see the value land.
Move the sliders to match your business. This is a hypothetical, simplified example based on one real, currently available Australian business card — your actual result depends on your spend mix and is exactly what a strategy session works out precisely.
Wages, loan repayments and anything that can't be paid by card aren't included. "Optimised" assumes a real, currently available premium Australian business charge card and routing the tax payment through a third-party card-payment service for a small fee — both of which are covered card-by-card in your strategy session. Figures are illustrative only, not a quote or financial advice.
Estimated value per year, before vs after a strategy session
No subscriptions, no retainer, no percentage of your points. You pay once for the strategy, and it's yours.
A full working session to rebuild your business's card and payment strategy from scratch.
Already have points sitting there? Tell us where you want to go — we find the best value redemption and help you book it.
Your BAS or tax bill is often the single biggest, most predictable payment your business makes all year — and almost nobody realises it can earn points too. With the right setup, a bill you were paying anyway can be worth hundreds of dollars in travel before you've even looked at your everyday spending. It's usually the single biggest "wait, seriously?" moment in a strategy session.
This model comes from a documented US business that grew a credit card strategy consultancy to over $200,000 in its first year, working with tradies and small business owners. Unscrewed adapts it for Australian cards, Australian tax payments, and a market where nobody else is doing this at the tradie level yet.
No subscriptions, no ongoing advisory fee, no cut of your points. You pay once and keep the strategy.
If a premium card isn't worth it for your spend level, we'll tell you — and point you to a cheaper option instead.
Every recommendation is checked against current Australian card terms, fees, and the 2026 surcharge rule changes — not a generic points blog.
The free 15-minute check runs your real numbers before you pay anything. If the maths doesn't show a clear benefit for your spend level, we'll tell you honestly — including if a no-fee card is actually the better move for you right now.
Yes, it's entirely legitimate. Everything is standard use of real Australian bank products and registered payment companies — the same category of service accountants and bookkeepers already recommend. Nothing involves breaching a card issuer's terms.
Most businesses on a rewards card are still only earning a fraction of what's available, and almost nobody has their tax and rent payments set up to earn anything. The session either confirms you're already optimised, or finds the gap — either way, you'll know for sure.
Not necessarily. Sometimes the best move is a different card from your existing bank, sometimes it's a new card entirely, and sometimes it's just changing how you pay a couple of bills. The strategy session recommends whatever is actually best for your spend — not the option that's easiest to sell.
60–90 minutes, once. You'll walk out with a written plan covering your recommended card(s), how to set up tax and rent payments to earn points, and a first redemption idea — nothing ongoing to manage afterwards.
Tell us a bit about your business. No pitch, no obligation — just an honest read on what you're currently leaving on the table.
Fill in the form and we'll come back to you within a business day. Prefer to email directly? Reach us at the address below.